Wednesday, October 24, 2012

Another afternoon of searching for a home.

So today was fairly busy for me with organizing a few different sponsorship opportunities for the company I work for, Security America Mortgage.

I packed in a good days work as early as I could today, with the hope that I would find time in the afternoon to continue my search for a home. It was a productive afternoon I think with me being able to look at four different homes, all within about 2 miles of one another, in the "Energy Corridor" section of Houston.

We visited all of the homes with our realtor, Ryan from Security American Realty, and he was able to help us take a look at a new builder's selection of inventory homes. KB Builders has a very interesting selection of open and flowing floor plans.

Out of all the homes we looked at this evening, the one that was the most interesting, was the "3410". Which is the name of the floor plan, but also lets you know that is is a 3,410 square foot home! The homes KB builds all meet Energy Star certifications for "Green" homes. All appliances are Energy Star rated and the homes are built with all of the newest energy efficient technologies.

Double pane/low emission windows, tech shielding, radiant attic barrier, digital control thermostats, etc. All of the energy saving features make this type of property a great value and contribute to reduced energy bills and what seem to be happy customers. I had a couple of neighbors wave while I was outside looking at the front of the home. That was actually pretty refreshing considering I want to move into a community, not just another old neighborhood.

I was impressed with the unique open floor plan with a great room and vastly open space right as you enter the front door. It felt like a home that should be priced about $50 thousand more than what it is priced at, but hey, I'm moving out to the burbs and my property taxes will be low!

Property taxes are a new little monster for me as I initially like most people who have never purchased their own home usually did not fully understand what pieces of financing go into a final mortgage computation. Thankfully, my VA loan specialist at Security America Mortgage taught me every detail about my monthly payment. Right down to the dollar that is counted as profit. That type of openness with all clients is just one of many reasons I am happy that my company is doing my mortgage.

When you work for people who are willing to be transparent in their business dealings, so that both employees and clients understand what is going on throughout a process, usually all parties involved will have a more positive experience.

More home searching tomorrow.


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